RV Motor Home & Boat Loans

Looking to finance an RV or boat so you can start your next adventure? The expert advisors at ACCESS Credit Union offer competitive, low-rate recreational vehicle and boat loans to members. Large specialty vehicles like RVs and boats unlock a sense of freedom in your life, making long-distance and long-term travel a real possibility for the whole family. However, with their diverse array of luxury features, these vehicles often come with a high price tag.

If you’re looking to buy a motor home or boat but lack the immediate funds to buy one, you could finance one with a low-rate loan from ACCESS Credit Union. As a member of our credit union, you can receive a loan on your RV or boat purchase for up to 100% of the purchase price plus tax and tags — terms ranging from 3 to 7 years. Our competitive rates and flexible terms ensure you can enjoy your new recreational vehicle without compromising your financial security.

Auto Loan Benefits

• Competitve Rate: Take advantage of low interest rates. Doing so can make an otherwise pricey purchase much more feasible.
• Flexible Terms: Whether buying a new or used RV or boat, you can choose from various repayment terms that fit your financial situation.
• Fast Approval: Get on the road or water even quicker with our streamlined application process and quick decision-making.

Refinance Existing RV, Motor Home, and Boat Loans
Are you already financing an RV or boat? We offer refinancing plans on existing loans, which can help lower your current rate and payment. Plans for these loans can vary according to the existing loan's terms. Look at your options using our refinancing calculator and schedule some time to talk with one of our team members to determine the best plan for you.

Getting Started
Applying for a loan on a recreational vehicle or boat is easy. Here are the steps you need to take to obtain your loan:

1. Check Your Eligibility: You must be a member of the Credit Union to obtain a RV or boat loan. If you are new to the Credit Union, please click the "Non-Member" button on the application page to get started. If you are already a member, you can start your application using your account number or Home Banking login.
2. Gather Documentation: Prepare necessary documents such as your social security number, addresses, phone numbers, employment information, and income estimates.
3. Apply Online or In-Person: If you want to get started immediately, you can use our convenient online application below. But if you prefer a more personal touch, you can visit us at our Bristol, PA, branch to apply in person. Our friendly staff is dedicated to guiding you through the process and answering any questions you may have.
4. Get Pre-Approved: Increase your bargaining power with dealers by getting pre-approved for a loan. Getting pre-approved can help you budget your RV or boat purchase and confidently negotiate.

Ready to Hit the Road?
Visit ACCESS Credit Union today to learn more about our RV and boat loan options or to start your application. Our team is here to help you drive off with your dream specialty vehicle and a financing plan that suits your needs Call 215-788-0411 for details.