Money Market Checking Accounts: A Smart Way to Save and Spend

If you want your money to grow quicker than with a traditional savings account, you need a money market account. At ACCESS Credit Union, we're committed to offering financial solutions that help you make the most of your money. Our money market checking account is the perfect balance between saving and spending, combining the higher earning potential of a savings account with the convenience of a checking account.

Discover the benefits of a money market account and how easy it is to open one with ACCESS Credit Union.
Key Features of Our Credit Union Money Market Checking Account:

• Dividends are paid monthly.
• 3 FREE withdrawals per month.
• Requires a minimum deposit of $2,500 to earn dividends
• Minimum check amount is $500.

Why Choose a Money Market Checking Account?

1. Higher Interest Rates
   Maximize your earnings! Our money market checking account offers a higher interest rate than standard checking accounts, allowing your balance to grow over time.
2. Check-Writing
   Enjoy the flexibility of check-writing. With a money market account, you can manage your money conveniently while earning interest. The minimum check amount is $500.
3. Ideal for Emergency Funds
   Keep your emergency savings accessible while earning interest. A money market account gives you peace of mind, knowing your funds are both liquid and growing.
4. Diversify Your Accounts
   A money market account bridges the gap between a standard checking account, savings and long-term investments, helping you manage your finances more strategically.
5. NCUA-Insured Security
   Your funds are secure with ACCESS Credit Union. Our money market accounts are federally insured, offering the same protection as our checking and savings accounts.
6. Encourage Saving with Higher Balance Requirements
   Money market accounts often require a higher minimum balance, helping you stay disciplined and grow your savings faster. Account requires a minimum deposit of $2,500 to earn dividends.
7. Accessible Yet Controlled
   Enjoy limited monthly transactions to prevent overspending while still accessing your funds when needed. Write checks or transfer funds online.
8. Maintain Flexibility: Use it for short-term goals, emergency savings, or larger purchases.

Opening a money market account is an excellent option if you're looking for a low-risk way of letting your money grow. Though they won't give as much of a return as a riskier investment and interest rates can fluctuate, money market accounts allow you to earn compound interest. So you're not just receiving interest on the money you've deposited but also the interest that has already been added to the account.
Open Your Account Today!
Ready to take advantage of a money market checking account? Visit ACCESS Credit Union at our Bristol branch or contact us to learn more. Our team is here to help you find the right financial solution for your needs.