Term & Whole Life Insurance Through TruStage®
Coverage Designed for ACCESS Credit Union Members
The people who depend on you count on your ability to plan ahead. Life insurance helps make sure they’re financially supported if the unexpected happens. It covers everyday expenses, long-term goals, and major responsibilities without added stress.
With life insurance through ACCESS Credit Union, you can put a thoughtful plan in place today that helps protect your family’s future and the life you’ve built together.
Choosing the Right Type of Life Insurance
The right life insurance policy depends on your goals, budget, and how long you need coverage. Some members prefer affordable protection for a set period, while others want lifelong coverage that also builds long-term value. Either way, life insurance helps turn today’s planning into lasting peace of mind.
Term Life Insurance
Term life insurance offers straightforward, affordable protection for a specific period, typically 10, 20, or 30 years. It’s a popular option for families who want higher coverage amounts at a lower cost.
- Provides coverage for a defined term
- Pays a benefit if a covered individual passes away during the policy term
- Flexible coverage and premium options, depending on the policy
Whole Life Insurance
Whole life insurance provides permanent coverage that lasts a lifetime, as long as premiums are paid. In addition to protection, it also builds cash value over time, combining long-term protection with a financial component you can access later in life.
- Locked-in rates that do not increase
- Cash value that grows on a tax-deferred basis
- Ability to borrow against the policy’s value for major expenses or retirement needs
Why You Should Get Life Insurance Through Your Credit Union
As a member-owned financial institution, ACCESS Credit Union puts your financial well-being first. That means access to:
- Member-exclusive rates and savings
- A simplified application process
- Coverage options that may not require a medical exam for qualified applicants
- Trusted guidance from a partner with proven experience
By partnering with TruStage® Life Insurance, we help you find coverage that meets your needs. Whether you’re looking for temporary coverage or lifelong protection, support is available at every step with no unnecessary complexity.
Discover How You Can Save on Term and Whole Life Insurance with ACCESS Credit Union
Getting started is easy. Request an online quote or speak with a specialist to explore coverage options and choose the policy that’s right for you.
Frequently Asked Questions
Yes. As a member, you can enjoy special savings combined with online convenience and 24/7 claims service.
No. Insurance products are not deposits and are not insured by the NCUA or guaranteed by ACCESS Credit Union.
Yes. Members may carry more than one policy, such as term life insurance, whole life insurance, or auto & home insurance.
Please note: When comparing policies, it's best to have your current policy declaration page available.
Please note: When comparing policies, it's best to have your current policy declaration page available.
Important Disclosure
Insurance products are not deposits, are not federally insured, are not guaranteed by ACCESS Credit Union, and may lose value. Coverage, rates, and availability vary by state and eligibility.