Our Frequently Asked Questions

Do you have questions about our services, membership, and financial products? Whether you want to join our credit union, explore our loan options, or learn more about online banking, we're here to help. If you don't find the information you're looking for, feel free to reach out to us directly for personalized assistance.

What makes a Credit Union different than a bank?
Credit unions stand out from banks in several key ways. They are member-owned, non-profit organizations that prioritize serving their members over maximizing profits. This means they can offer lower fees and better rates on loans and savings accounts. Unlike banks, which are profit-driven and focused on shareholder returns, credit unions put the financial well-being of their members first and often provide more personalized service. Membership in a credit union typically requires meeting specific eligibility criteria, such as living or working in a particular area. Credit unions are community-oriented, often reinvesting profits into local initiatives to benefit the communities they serve.

How do I become a member of ACCESS Credit Union?
Eligible members of ACCESS Credit Union include individuals who reside, work, worship, perform volunteer services, or attend school in Bucks County. Bucks County businesses and their employees, as well as any family members living under the same roof as an ACCESS Credit Union member, also qualify.

If you meet the eligibility requirements, becoming a member of ACCESS Credit Union is easy. You can apply for an account online or visit us at our Bristol location to complete the membership process.

What are the benefits of becoming a member?
By becoming a member of ACCESS Credit Union, you gain access to a range of benefits. These include lower loan rates and more favorable terms for all your financial needs, from home and vehicle loans to college, vacation, and retirement savings.

How can I access my account online?
You can access your account by logging into online banking via the website or the ACCESS Credit Union mobile app. You'll need your username and password to log in.

What loans does ACCESS Credit Union offer?
ACCESS Credit Union offers auto loans, personal loans, first mortgage loans, home equity loans, and more, each with competitive rates and flexible terms. Visit our loans page for more information.

How do I apply for a loan?
You can apply for a loan online through the website or visit us in Bristol to speak with a loan officer.

Is there a mobile banking app?
Yes, we offer a mobile banking app — available for download on iOS and Android devices. Our app allows members to manage accounts, transfer funds, deposit checks, and more.

What are the current loan rates?
Loan rates vary based on the type of loan, your creditworthiness, and current market conditions. You can view current rates here or contact the credit union for more information.

Where is ACCESS Credit Union located?
You can visit us at:
23 Commerce Circle Bristol, PA 19007

What else does ACCESS offer besides checking and savings accounts and loans?
ACCESS Credit Union partners with reputable companies to serve all of our members' financial needs for services such as insurance, wealth management advisors, and more. Visit our products page to learn more.