Home Equity Loan
If you have a large, planned expense and want predictable payments, a home equity loan could be the right fit. This option allows you to borrow a lump sum against the value of your home and repay it over a specified term at a fixed interest rate.
A home equity loan works well for one-time needs like major home improvements, consolidating higher-interest debt, funding education, or covering medical expenses. You’ll receive the full amount at closing and pay it back in steady monthly installments, so budgeting is simple and there are no surprises.
Advantages of a Home Equity Loan
- Get your money upfront – Receive your entire loan amount as a lump sum at closing.
- Borrow with confidence – Access up to 80–90% of your home’s equity.
- Enjoy competitive rates – Fixed APRs starting as low as 6.00%.
- Pick a term that fits your life – Choose repayment options from 5 to 15 years.
- Keep your budget steady – Predictable monthly payments with no surprises.
- Flexible use – Funds may also be available for investment properties (call for details).
Get started on your Home Equity Loan today with ACCESS Credit Union and put the value of your Bucks County home to work for you.
*Rates, fees, and closing costs may apply. Contact our team for details.
Ready to Get Started at ACCESS Credit Union?
At ACCESS Credit Union, you’ll work with a local team that understands your needs and is committed to helping you make the most of your home’s value. With competitive rates, personalized service, and the convenience of a community-focused lender, we make borrowing simple and stress-free. Call us today at 215-788-0411 or our branch in Bristol, PA to get started on your home loan.
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Estimate Your Payments with Our Loan Calculator
Use our Loan Calculator to get an idea of what your monthly payments might look like. Enter your loan amount, interest rate, and term to see a quick estimate and explore what fits best with your budget.
Compare Home Equity Loan and HELOC