*** You may be asked to select new security questions. Choose questions and answers you will remember.***

Debit Cards

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Have you downloaded the CardNav app?
For tips on CardNav click here

Enjoy the flexibility and security of a MasterCard chip-enhanced debit card. Use your Access Credit Union debit card at millions of locations worldwide. You can pay at merchants, both domestic and international, wherever chip cards are accepted. We are part of the MasterCard, Maestro, Accel and Co-Op networks. Co-Op offers over 30,000 surcharge free ATM machines nationwide.



Pay with confidence – enhanced security and protection against card counterfeiting and fraud. These cards include both chip technology and conventional magnetic stripe, enabling your card to work at all merchants that accept cards.

We are part of the Co-Op and Accel networks. Co-Op offers over 30,000 surcharge free ATM machines nationwide. To locate your nearest surcharge-free ATM:

Visit www.co-opatm.org
Text* a zip code to 91989
Download the Co-Op ATM Locator iPhone or Android App at www.co-opatm.org
Call 1-888-SITE-Co-Op (888-748-3266) to find a location by telephone

*Co-Op Network ATMs, 91989 is a surcharge-free service. Check with your mobile phone provider as standard text messaging rates apply. You will never receive any unsolicited messages.

Daily limit: $1,000.00 cash withdrawal
Point of Sale Limit: $2,000.00

Helpful Hints:

  • Memorize your Personal Identification Number (PIN)
  • Don’t write your PIN on the ATM card or envelope
  • Don’t allow anyone to use your ATM card
  • Report a lost or stolen card to your Credit Union IMMEDIATELY

To Activate Your Card:

To Report Your Card Lost or Stolen:
US 888-241-2510
Outside US 909-941-1398

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Power for Access Credit Union Debit Cardholders:

You now have access to an app called CardNav by Co-OP, so you have real-time control over your cards via your smartphone.

CardNav adds another level of security by letting you decide how and when your card can be used – and alerting you if the specified transactions occur. This can help identify and stop potential fraud. You can even use CardNav to set personal spending limits to help you stay within budget.

With CardNav, turn cards on or off and use GPS to restrict transactions to businesses within a designated area. You can also limit your card use to specific merchants or purchases or receive alerts when approaching your spending limits.

Gain the security and control of CardNav! Get started today and download the app from the App Store or Google Play.