Certificate of Deposits
Grow your savings with confidence and guaranteed returns. A Certificate of Deposit (CD) from ACCESS Credit Union—also known as a Share Certificate—offers a simple, secure way to earn more on your money. With a competitive fixed rate and flexible terms, you can enjoy steady, predictable growth without worrying about market fluctuations.
Whether you're saving for a future purchase or simply want a safe place to grow your funds, our CDs make it simple to stay on track.
Benefits of a Certificate Deposit Account:
- Flexible Terms: From short-term savings to long-term planning, pick the term length that aligns with your financial goals.
- Fixed, Competitive Rates: Lock in a secure rate and enjoy guaranteed earnings that often outperform standard savings accounts.
- Predictable Returns: Know exactly how much you'll earn and when with no surprises or guessing.
- Automatic Renewal: Keep your savings growing seamlessly when your CD matures*.
- No Hidden Fees: Keep more of your money thanks to no monthly or maintenance fees.
- NCUA Insured: Your money is protected up to the insured limit, so you can save with peace of mind.
*Early withdrawals from a Certificate of Deposit before maturity may result in penalties or loss of interest.
| Minimum to Open | 6 months to 5 years: $500 |
| Terms | 6 Months to 5 years |
Share Certificate Rates
See how much your savings can grow. Explore our current Share Certificate rates to compare terms and potential earnings. For personalized guidance, call or visit our Bristol branch. Our team can help you find the rate that best matches your goals.
Additional Saving Options
Looking to grow beyond CDs? Our accredited advisors can help you explore investment and retirement options that complement your savings strategy. Contact us today to start planning for a stronger financial future.